The Jaramillo Agency - Life Insurance Brokers
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Critical Illness Insurance

A heart attack or stroke or cancer diagnosis could leave you unable to work adding unnecessary financial stress to an already upsetting situation.  Critical Illness is a policy that pays a lump sum for a critical illness diagnosis or condition as specified in the policy.
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 No one knows when disaster can strike.  This may be in the form of a heart attack or stroke, a diagnosis of cancer or other critical illness.  These health conditions can not only take a toll on our physical well being but can also have devastating effects on our financial wellbeing.

Even with good health insurance, medical bills can pile up and get in the way of paying mortgages and other financial responsiblities.

Critical illness insurance requires a monthly premium to keep the policy current and active.  The type of policy varies but most offer a payout of 10,000 to 100,000 with no medical exam required.  The policy itself usually covers cancer diagnosis, heart attacks and strokes.  Some more comprehensive policies may also cover heart disease, kidney failure, organ transplant, paralysis and other conditions.

If you are diagnosed with cancer or have an event such as a heart attack occur while the policy is in force, the insurance company will pay you the face amount of the policy in one lump sum tax-free payment.
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  • HOME
  • Life Insurance
  • Critical Illness Insurance
  • Mortgage Protection Insurance
  • MEET OUR TEAM
  • Contact Us
  • WORK WITH US